[DRAFT]ISSUE: Citizens Suffering from Whiplash?

[Avaerilon]

N.B. I'm posting this thread here as currently there is no dedicated Issues sub-board like there is for WA matters. I think it'd be an excellent idea, if the forum admin agrees, to have such a sub-board in the future :) 


I've got this basic idea for an issue involving insurance claims. The stats, as usual, aren't that easy to work-out, and I'd appreciate comments, constructive criticism and suggestions :)

TITLE: Citizens Suffering from Whiplash? (Or possibly "Whiplash?" or something similar)

DESCRIPTION: A recent article in a popular @@denomyn@@ news magazine has claimed that there has been a surge in the number of false insurance claims made by citizens said to be suffering from the effects of whiplash, received during car accidents. The article alleges that many people are lying about having the condition and that innocent citizens are being unfairly sued for having caused it. Your office has since been flooded with letters, e-mails and deputations, each demanding a say on the matter.

VALIDITY: Not suitable for nations that have outlawed the insurance industry or cars

OPTIONS:

[option]"This whole whiplash thing is a scam if you ask me," says taxi driver @@randomname@@, leaning out the window of their cab. "I've been driving for over twenty years, and I've had my fair share of knocks and bruises, but never anything like what these whining and whingeing so-called victims are describing. If I stop quickly to let a schoolchild cross the road, no doubt one of these idiots will claim they've got this wretched condition and take me to the cleaners! The government should state that there's no such thing as whiplash and let us all get on with our damned lives!"
[effects] people with neck injuries are told to "deal with it" by their doctors
[stats] insurance industry decreases, civil rights decrease a tiny bit, compassion decreases, employment increases a tiny bit, health decreases a little

[option]"Ow! Ow! Ow!" Moans @@randomname@@, seemingly in-pain while helping themselves to the complimentary mints on your desk. "What a horrible thing to say! People like me ARE real victims of a real condition, and our rights to claim compensation must be recognised! The government must stand by its citizens on this- whiplash is real, and I have the right to sue anyone I damn please! Er, within reason, of course," they say, looking sheepish.
[effects] dashboard cameras have sold-out across electronics stores as drivers attempt to defend themselves from accusations of causing whiplash
[stats] insurance industry increases, employment decreases a tiny bit, niceness decreases

[option]"My client is absolutely correct!" Exclaims well-known injury lawyer @@randomfirstname@@ "Chaser" @@randomsurname@@, dashing into your office wildly and shoving a fistful of leaflets into your hands. "Whiplash is real, and we need to get our clients the money they fairly deserve. And what's more, there are a whole load of injuries and conditions people suffer each and every day that currently aren't recognised by doctors; clutch foot, lower thigh strain, @@nationalanimal@@ finger, er, abdominal compression disorder... the government must recognise these conditions, and give us the power to take anyone to court who inflicts them on people! And if the good old insurance industry, which protects our citizens, was given, I don't know, a bit of a tax break and some support from yours truly, we'd really be able to fly with this one!"
[effects] toddlers are sued by their peers for splashing them with water
[stats] insurance industry increases a lot, economy increases, niceness decreases a lot, compassion decreases, civil rights decrease a bit, tax decreases a little, pro-market score increases

[option]"Everyone here needs to calm down and look at this in a logical fashion," says accountant @@randomname@@, shuffling papers and putting them in their briefcase. "Whiplash could well be a real condition, and if it is it's fair to say that some people are indeed suffering from it, but it's obvious some people are abusing it to claim easy money. What the government ought to do is regulate the insurance industry more strictly, and get reputable and qualified doctors involved in judging if there are claims to be made by people. It'll take a bit of funding to do so, but we'll all feel a lot better once we've got a fool-proof insurance system going."
[effects] insurance claims often take months to process and involve hundred page-long reports
[stats] tax increases a bit, size of the government increases a tiny bit, civil rights increase a bit, pro-market score decreases a bit

[option]"No-one here has seen the bigger picture, have they?" Muses new-age religious leader, @@randomname@@ from their yurt. "Insurance is tempting fate, making people bet on their future- it's basically gambling on human well-being, and that's just wrong, @@leader@@. What we should do is expel these bad vibes from our land so we can all live in peace and harmony with each other... right? Insurance is wrong, and we need to be right," they says, smoking some strange herbal mixture and blowing it in your face.
[effects] some @@citizendenomyn@@s can be seen engaging in physical combat to settle their disputes
[stats] insurance industry decreases a lot, economy decreases, pro-market score decreases a lot

[Lamatama]

Although I would never encounter this issue (as automobiles are practically nonexistent), I'll do my best to offer insight.

Title: Why not, "Insurance Companies Suffer From Whiplash"?

Issue: Realistic, pressing, and most importantly satirical. ::)

Option 1: Classic "big city" character! Deal with it ....(rofl) Stats; make sense. I wouldn't have thought of some of those such as health.

Option 2: My only question is why compassion decreases for the first options and niceness decreases for the second.

Option 3: Civil court can be messy. Nice to have a different perspective in the mix for our pro-market friends.

Option 4: This is probably the option I would choose. Typical big government business. :P

Option 5: Wow, I love issues with so many options! To the left now, ya'll.

But in all seriousness I'm not well versed in writing issues, but this has kind of made me want to dabble a bit. :)

Great job, Ava!

[Avaerilon]

1. xD There was some influence from Hut Fuzz there...

2. My feeling was people would be less compassionate if they refused to recognise certain conditions, and they'd be less nice in general if they were more willing to sue other people. It's not something that's set in stone, though.

3. I like to give as many perspectives a chance as possible ^_^

4. (Spoiler!) 4 is my favourite number

5. Haha, thanks xD

You're too kind :) Any more thoughts from people? [/spoiler]

[Avaerilon]

I've decided I'll re-edit this old draft issue a bit here, with input from you lovely people, before I submit it for modly review. Let me know what you think!

***

TITLE: Insurance Claims Leave Citizens Feeling Whiplashed

DESCRIPTION: A recent article in a popular @@denomyn@@ news magazine has claimed that there has been a surge in the number of false insurance claims made by citizens said to be suffering from the effects of whiplash, received during car accidents. The article alleges that many people are lying about having the condition and that innocent citizens are being unfairly sued for having caused it. Your office has since been flooded with letters, e-mails and deputations, each demanding a say on the matter.

VALIDITY: Not suitable for nations that have outlawed the insurance industry or cars

OPTIONS:

[option]"This whole whiplash thing is just yet another scam if you ask me," says taxi driver @@randomname@@, leaning out the window of their cab and dropping their cigarette. "I've been driving for over twenty years, and I've had my fair share of knocks and bruises, but never anything like what these whining and whingeing so-called victims are describing. If I stop quickly to let a schoolchild cross the road and someone not paying attention ploughs into me, no doubt one of these idiots will claim they've got this wretched condition and take me to the cleaners! The government should state that there's no such thing as whiplash and let us all get on with our damned lives!"
[effects] people with neck injuries are told to "deal with it" by their doctors
[stats] insurance industry decreases, civil rights decrease a tiny bit, compassion decreases, niceness decreases, employment increases a little, health decreases a little, economy increases a tiny bit

[option]"Ow! Ow! Ow!" Moans @@randomname@@, seemingly in-pain while helping themselves to the expensive complimentary mints on your desk. "What a horrible thing to say! People like me ARE real victims of a real condition, and our rights to claim compensation must be recognised! The government must stand by its citizens on this- whiplash is real, and I have the right to sue anyone I damn please! Er, within reason, of course," they say, looking sheepish, while helping themselves to your stationery.
[effects] dashboard cameras have sold-out across electronics stores as drivers attempt to defend themselves from accusations of causing whiplash
[stats] insurance industry increases, employment decreases a tiny bit, niceness decreases, compassion decreases a little, electronics industry increases, economy increases, civil rights increase a little

[option]"My client is absolutely correct!" Exclaims well-known injury lawyer @@randomfirstname@@ "Chaser" @@randomsurname@@, dashing into your office wildly and shoving a fistful of leaflets into your hands. "Whiplash is real, and we need to get our clients the money they fairly deserve. And what's more, there are a whole load of other, serious injuries and conditions people suffer each and every day that currently aren't recognised by doctors; clutch foot, lower thigh strain, erm, @@nationalanimal@@ finger, er, ah, abdominal compression disorder... the government must recognise all these conditions, and give us the power to take anyone to court who inflicts them on people! And if the good old insurance industry, which protects our citizens, was given, I don't know, a bit of a tax break and some support from yours truly, we'd really be able to fly with this one!"
[effects] toddlers are sued by their peers for splashing them with water
[stats] insurance industry increases a lot, economy increases, niceness decreases a lot, compassion decreases, tax decreases a little, pro-market score increases

[option]"Everyone here needs to calm down and look at this in a logical fashion," says civil servant @@randomname@@, shuffling papers and putting them in their briefcase. "Whiplash could well be a real condition, and if it is it's fair to say that some people are indeed suffering from it, but it's obvious some people are indeed abusing it to claim easy money. What the government ought to do is regulate the insurance industry more strictly, and get reputable and qualified doctors involved in judging if there are claims to be made by people. It'll take a bit of funding to do so, but we'll all feel a lot better once we've got a fool-proof insurance system going."
[effects] insurance claims often take months to process and involve hundred page-long reports
[stats] tax increases a bit, size of the government increases, civil rights increase a bit, pro-market score decreases a bit

[option]"No-one here has seen the bigger picture, have they?" Muses new-age religious leader, @@randomname@@ from their yurt. "Insurance is tempting fate, making people bet on their future- it's basically gambling on human well-being, and that's just wrong, @@leader@@. What we should do is expel these bad vibes from our land so we can all live in peace and harmony with each other... right? Insurance is wrong, and we need to be right," they says, smoking some strange herbal mixture and blowing it in your face.
[effects] some @@citizendenomyn@@s can be seen engaging in public brawls to settle their disputes
[stats] insurance industry decreases a lot, economy decreases significantly, pro-market score decreases a lot, civil rights increase a little, primitiveness increases a lot, weaponisation increases

[Deleted]

Jul 1, 2015 12:06:57 GMT Avaerilon said:

N.B. I'm posting this thread here as currently there is no dedicated Issues sub-board like there is for WA matters. I think it'd be an excellent idea, if the forum admin agrees, to have such a sub-board in the future :) 


I've got this basic idea for an issue involving insurance claims. The stats, as usual, aren't that easy to work-out, and I'd appreciate comments, constructive criticism and suggestions :)

TITLE: Citizens Suffering from Whiplash? (Or possibly "Whiplash?" or something similar)

DESCRIPTION: A recent article in a popular @@denomyn@@ news magazine has claimed that there has been a surge in the number of false insurance claims made by citizens said to be suffering from the effects of whiplash, received during car accidents. The article alleges that many people are lying about having the condition and that innocent citizens are being unfairly sued for having caused it. Your office has since been flooded with letters, e-mails and deputations, each demanding a say on the matter.

VALIDITY: Not suitable for nations that have outlawed the insurance industry or cars

OPTIONS:

[option]"This whole whiplash thing is a scam if you ask me," says taxi driver @@randomname@@, leaning out the window of their cab. "I've been driving for over twenty years, and I've had my fair share of knocks and bruises, but never anything like what these whining and whingeing so-called victims are describing. If I stop quickly to let a schoolchild cross the road, no doubt one of these idiots will claim they've got this wretched condition and take me to the cleaners! The government should state that there's no such thing as whiplash and let us all get on with our damned lives!"
[effects] people with neck injuries are told to "deal with it" by their doctors
[stats] insurance industry decreases, civil rights decrease a tiny bit, compassion decreases, employment increases a tiny bit, health decreases a little

[option]"Ow! Ow! Ow!" Moans @@randomname@@, seemingly in-pain while helping themselves to the complimentary mints on your desk. "What a horrible thing to say! People like me ARE real victims of a real condition, and our rights to claim compensation must be recognised! The government must stand by its citizens on this- whiplash is real, and I have the right to sue anyone I damn please! Er, within reason, of course," they say, looking sheepish.
[effects] dashboard cameras have sold-out across electronics stores as drivers attempt to defend themselves from accusations of causing whiplash
[stats] insurance industry increases, employment decreases a tiny bit, niceness decreases

[option]"My client is absolutely correct!" Exclaims well-known injury lawyer @@randomfirstname@@ "Chaser" @@randomsurname@@, dashing into your office wildly and shoving a fistful of leaflets into your hands. "Whiplash is real, and we need to get our clients the money they fairly deserve. And what's more, there are a whole load of injuries and conditions people suffer each and every day that currently aren't recognised by doctors; clutch foot, lower thigh strain, @@nationalanimal@@ finger, er, abdominal compression disorder... the government must recognise these conditions, and give us the power to take anyone to court who inflicts them on people! And if the good old insurance industry, which protects our citizens, was given, I don't know, a bit of a tax break and some support from yours truly, we'd really be able to fly with this one!"
[effects] toddlers are sued by their peers for splashing them with water
[stats] insurance industry increases a lot, economy increases, niceness decreases a lot, compassion decreases, civil rights decrease a bit, tax decreases a little, pro-market score increases

[option]"Everyone here needs to calm down and look at this in a logical fashion," says accountant @@randomname@@, shuffling papers and putting them in their briefcase. "Whiplash could well be a real condition, and if it is it's fair to say that some people are indeed suffering from it, but it's obvious some people are abusing it to claim easy money. What the government ought to do is regulate the insurance industry more strictly, and get reputable and qualified doctors involved in judging if there are claims to be made by people. It'll take a bit of funding to do so, but we'll all feel a lot better once we've got a fool-proof insurance system going."
[effects] insurance claims often take months to process and involve hundred page-long reports
[stats] tax increases a bit, size of the government increases a tiny bit, civil rights increase a bit, pro-market score decreases a bit

[option]"No-one here has seen the bigger picture, have they?" Muses new-age religious leader, @@randomname@@ from their yurt. "Insurance is tempting fate, making people bet on their future- it's basically gambling on human well-being, and that's just wrong, @@leader@@. What we should do is expel these bad vibes from our land so we can all live in peace and harmony with each other... right? Insurance is wrong, and we need to be right," they says, smoking some strange herbal mixture and blowing it in your face.
[effects] some @@citizendenomyn@@s can be seen engaging in physical combat to settle their disputes
[stats] insurance industry decreases a lot, economy decreases, pro-market score decreases a lot

(presses the Pass Option 3 Button) Thank you for writing this nice issue of ours. Please let Dr. Barry know that I need to update my nation stats effective the minute he edits your issue.